Car finance
in Hull, UK
My monthly budget
- No deposit needed
- We help find you the perfect car
- PCP and HP from 9.9% APR
- Free car history and dealer check
Rates from 9.9% APR. Representative 19.9% APR. Hire Purchase (HP) Example: Borrow £10,000 over 5 years with a £0 deposit. Representative APR 19.9% fixed rate. Monthly payment: £255. Total cost of car finance: £5,329. Total amount repayable: £15,329. Carboom is a credit broker not a lender.
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Can I get car finance in Hull?
Yes, you can! Car finance in Hull is available, even if you have bad credit or need a no deposit car finance deal. From our experience, many people worry about their credit history, but there are flexible options. We’ve helped customers with missed payments, low credit scores, or on benefits. At Carboom, we make car financing simple, with fast decisions and clear, transparent terms to get you on the road.
Car finance calculator
Finance calculator
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Check finance eligibilityWon't affect your credit score
We are a credit broker not a lenderThese estimates are subject to credit checks, and may change if you do apply for finance.
| PCP | £0/pm |
|---|---|
| Loan amount | £9,900.00 |
| Length of Loan | 60 months |
| Monthly payment | £0 |
| Interest rate | 9.9% APR |
| Optional final payment | £0 |
| Amount of interest | £0 |
| Total payment | £0 |
| HP | £0/pm |
|---|---|
| Length of Loan | 60 months |
| Monthly payment | £0 |
| Interest rate | 9.9% APR |
| Optional final payment | £0 |
| Amount of interest | £0 |
| Total payment | £0 |
Bad credit car finance in Hull
Struggling with a low credit score? You still have options. At Carboom, we specialise in bad credit car finance in Hull, helping people get a car regardless of their financial history. Many assume a poor credit score means rejection, but that’s not the case. We’ve helped hundreds of people secure finance, even after financial difficulties.
If you have a CCJ, IVA, or receive car finance on benefits, lenders will still consider your application. We work with finance providers who focus on what you can afford now, not just your credit history.
With dozens of trusted dealers across Hull and the UK, we offer a wide range of vehicles and finance deals to suit your needs.
Quick look at the car finance calculations for bad credit
Loan Amount (£) | Loan Term (Months) | Estimated Credit Score | PCP & HP Interest Rate (APR) | PCP Monthly Payment (£) | PCP Total Payment (£) | HP Monthly Payment (£) | HP Total Payment (£) |
£5000 | 48 | Poor | 19.9% | 95.96 | 6355.91 | 147.63 | 6355.91 |
£7000 | 48 | Poor | 19.9% | 134.34 | 8898.27 | 206.68 | 8898.27 |
£8000 | 48 | Poor | 19.9% | 153.53 | 10169.45 | 236.2 | 10169.45 |
£10000 | 48 | Poor | 19.9% | 191.91 | 12711.81 | 295.25 | 12711.81 |
£15000 | 48 | Poor | 19.9% | 287.87 | 19067.72 | 442.88 | 19067.72 |
£20000 | 48 | Poor | 19.9% | 383.83 | 25423.62 | 590.5 | 25423.62 |
HP & PCP car finance in Hull
Not sure which car finance option is right for you? The two most common choices are Hire Purchase (HP) and Personal Contract Purchase (PCP) in Hull. Each works differently, so it’s important to choose one that fits your needs.
With HP car finance, you pay for the car in fixed monthly instalments. Once the final payment is made, the car is yours. This is a great option if you want to own the car at the end without any extra costs.
PCP car finance gives you lower monthly payments and more flexibility. At the end of the agreement, you can either pay a lump sum to keep the car, trade it in for a new one, or simply return it.
At Carboom, we help you understand your options and secure a finance deal that suits your budget.
No deposit car finance deals in Hull
No-deposit car finance lets you get a car without paying anything upfront. Instead of making a large initial payment, you spread the full cost over monthly instalments. This makes getting a car easier, especially if you need one quickly but don’t have savings set aside.
At Carboom, we help people in Hull secure no-deposit car finance, even if they have bad credit. We work with lenders who focus on what you can afford now, not just your credit history.
What do I need to apply for car finance in Hull?
Applying for car finance in Hull is straightforward when you have the right documents. Lenders need to check a few key details before approving your application. Here’s what you’ll need:
- Proof of ID – A valid passport or driving licence
- Proof of address – A recent utility bill or bank statement
- Bank statements – Usually from the last three months
- Payslips or proof of income – Self-employed applicants may need tax returns or invoices
- Small deposit (if required) – Some lenders offer no-deposit car finance
Bring these documents to your finance appointment, and we’ll guide you through the process.
Car dealerships you can find your next car in Hull
Affordable Car Sales
83 Witham, Hull HU9 1AT, UK +44 1482 218998
Cleveland Car Sales Ltd
42-46 Cleveland St, Hull HU8 7BA, UK +44 1482 323501
J14 CARS
UNIT B, Crown Inn, 448 Holderness Rd, Hull HU9 3DS, UK +44 7756 816351
BIG BOB CARS SALES LTD
14 Fountain Rd, Hull HU2 9PF, UK +44 7930 633712
Why do you have to finance your next car with us in Hull?
Get your car finance
Check your eligibility for car finance deals with no impact on your credit score
Buy a car from any dealer
Once approved, collect or get your vehicle delivered to you. Make sure to sort out your car insurance before driving.
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We’ll do a thorough car check, full-service history and dealer check. Buy with confidence.