Car finance
in Liverpool, UK
My monthly budget
- No deposit needed
- We help find you the perfect car
- PCP and HP from 9.9% APR
- Free car history and dealer check
Rates from 9.9% APR. Representative 19.9% APR. Hire Purchase (HP) Example: Borrow £10,000 over 5 years with a £0 deposit. Representative APR 19.9% fixed rate. Monthly payment: £255. Total cost of car finance: £5,329. Total amount repayable: £15,329. Carboom is a credit broker not a lender.
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Can I get car finance in Liverpool?
Yes, you can get car finance in Liverpool, even if you have bad credit. Lenders don’t just look at your credit score—they also consider your income and expenses to see if you can afford the repayments. This means that even if you’ve had financial difficulties in the past, you still have options.
At Carboom, we specialise in bad credit car finance in Liverpool. If you have an IVA, Default, or CCJ, we can help you find a lender who understands your situation. We also offer no deposit car finance in Liverpool, so you don’t need to pay anything upfront. If you receive benefits, we can explore car finance on benefits in Liverpool to find a suitable deal.
Car finance calculator
Finance calculator
- 12month
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- 48month
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This helps you get a more accurate finance estimate
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Check finance eligibilityWon't affect your credit score
We are a credit broker not a lenderThese estimates are subject to credit checks, and may change if you do apply for finance.
| PCP | £0/pm |
|---|---|
| Loan amount | £9,900.00 |
| Length of Loan | 60 months |
| Monthly payment | £0 |
| Interest rate | 9.9% APR |
| Optional final payment | £0 |
| Amount of interest | £0 |
| Total payment | £0 |
| HP | £0/pm |
|---|---|
| Length of Loan | 60 months |
| Monthly payment | £0 |
| Interest rate | 9.9% APR |
| Optional final payment | £0 |
| Amount of interest | £0 |
| Total payment | £0 |
Bad credit car finance in Liverpool
Bad credit shouldn’t stop you from getting a car. At Carboom, we specialise in bad credit car finance in Liverpool, helping people secure a deal that suits their budget. We’ve already helped many customers get cars on finance in Liverpool, even if they’ve struggled with approvals elsewhere. Our team works with lenders who focus on what you can afford now, not just your past credit history.
If you have a CCJ, IVA, or Default, you can still apply for finance. Many lenders understand financial difficulties and offer solutions based on your current situation. We also provide car finance on benefits in Liverpool, so you can apply even if part of your income comes from government support.
At Carboom, we make car financing simple and straightforward.
Quick look at the car finance calculations for bad credit
Loan Amount (£) | Loan Term (Months) | Estimated Credit Score | PCP & HP Interest Rate (APR) | PCP Monthly Payment (£) | PCP Total Payment (£) | HP Monthly Payment (£) | HP Total Payment (£) |
£5000 | 48 | Poor | 19.9% | 95.96 | 6355.91 | 147.63 | 6355.91 |
£7000 | 48 | Poor | 19.9% | 134.34 | 8898.27 | 206.68 | 8898.27 |
£8000 | 48 | Poor | 19.9% | 153.53 | 10169.45 | 236.2 | 10169.45 |
£10000 | 48 | Poor | 19.9% | 191.91 | 12711.81 | 295.25 | 12711.81 |
£15000 | 48 | Poor | 19.9% | 287.87 | 19067.72 | 442.88 | 19067.72 |
£20000 | 48 | Poor | 19.9% | 383.83 | 25423.62 | 590.5 | 25423.62 |
HP & PCP car finance in Liverpool
If you're looking for car finance in Liverpool, you’ll need to choose between HP car finance and PCP car finance. Both help you spread the cost of a car, but they work differently.
With HP car finance, you pay monthly until you own the car. There are no mileage limits, making it a great choice if you want to keep the car long-term.
With PCP car finance, your monthly payments are lower because you only pay for part of the car’s value. At the end, you can finance a car by making a final payment, return it, or upgrade to a new one. This option is ideal if you like changing cars.
At Carboom, we make car financing simple. Whether you prefer HP car finance or PCP car finance in Liverpool, we’ll help you find the best deal for your budget.
No deposit car finance deals in Liverpool
With no deposit car finance in Liverpool, you can get a car without paying anything upfront. Instead of saving for a deposit, you start making monthly payments straight away. This makes it easier to get a car when you need one, without delays.
At Carboom, we provide no deposit car finance deals in Liverpool, even if you have a bad credit score. We also help customers with bad credit car finance in Liverpool, working with lenders who focus on what you can afford now, not just your past credit history.
Applying is quick and easy. Get a quote today and see how we can help you finance a car with a deal that fits your budget.
What do I need to apply for car finance in Liverpool?
To apply for car finance in Liverpool, you’ll need the following:
- Proof of ID – A valid passport or driving licence
- Proof of address – A recent utility bill or bank statement
- Bank statements – Usually from the last three months
- Payslips or proof of income – If self-employed, tax returns or invoices may be needed
- Small deposit (if required) – Some lenders offer no-deposit options
Bring these documents to your finance appointment, and we’ll guide you through the process.
Car dealerships you can find your next car in Liverpool
Solo Car Sales
3B Larch Lea, Liverpool L6 5BN, UK +44 151 260 1420
Georgesons Cars Anfield
2-18 Breck Rd, Anfield, Liverpool L4 2RA, UK +44 151 318 0780
DA Blundell Car Sales
4 Brookfield Dr, Fazakerley, Liverpool L9 7AJ, UK +44 7825 166661
Liverpool Car Centre
75 Brewster St, Bootle L20 9NG, UK +44 151 933 6706
Why do you have to finance your next car with us in Liverpool?
Get your car finance
Check your eligibility for car finance deals with no impact on your credit score
Buy a car from any dealer
Once approved, collect or get your vehicle delivered to you. Make sure to sort out your car insurance before driving.
Carboom quality assured
We’ll do a thorough car check, full-service history and dealer check. Buy with confidence.